Financial Data Analyst

Job summary

The role involves preparing annual credit reviews and analyzing capital markets and corporate banking transactions to provide credit opinions. It also requires coordinating the credit risk process with various internal functions and managing legal documentation for risk mitigation.

Job details

Credit Analyst 12 months contract Montreal, QC (Hybrid-3 days onsite) Responsibilities: Prepare and present annual credit reviews and new requests to credit committees This process includes comprehensive analysis on the counterparty and comparison with its peers, recommendation of rating using internal rating models, and expression of credit opinion. Analyze capital markets and corporate banking transactions with regulated funds and agency principals. Capital markets: derivatives (swaps, foreign exchange, credit and equity derivatives), repo, securities lending, prime services. Corporate banking: import and export trade finance transactions, and syndicated loan participations. Coordinate all aspects of the credit risk process in liaison with Coverage, Business, and other Functions. Review counterparty credit exposure excesses on financial institutions reported by the Credit Risk Control team. Co-ordinate with Legal Department to execute legal documentation by providing credit-sensitive terms. Review all legal documentation during annual review, ensuring all necessary documents are in place (including guarantees) and being familiar with the products covered under ISDA/CSA, PSA/ISMA, and SLMA. Work closely with Relationship Managers, Traders, Market Risk, Legal and Operations personnel to structure transactions to mitigate diverse forms of risk. Support all business lines credit requests / transactions for clients. Effectively handle multiple tasks and review several files simultaneously through effective prioritization of requests (in conjunction with immediate supervisor) and sound organizational skills. Participate to internal exercises to review exposures and ensure data quality for counterparties. Keep up to date with industry risks/trends, including credit, regulatory, and legal issues. Minimum Required Qualifications: BS/BA required (with finance or economic background preferred). 1-3 years’ experience in capital markets or credit risk analysis Self-starter and highly motivated to learn about derivatives and other capital markets products. Clear communication skills to firmly and confidently express credit decisions & opinions. Ability to organize time and meet deadlines/deliver requests on time. Ability to work in a team environment: interacting with other credit analysts, relationship managers, front office and clients. Proficiency in Word and Excel. Preferred Qualifications: Knowledge in capital markets products and related legal documentation (ISDA, CSA, GMRA…) Formal credit training on funds within a financial institution MS, MBA, CFA or FRM is a plus

What you’ll do

The role involves preparing annual credit reviews and analyzing capital markets and corporate banking transactions to provide credit opinions. It also requires coordinating the credit risk process with various internal functions and managing legal documentation for risk mitigation.

Requirements

Candidates must have a bachelor's degree in finance or economics and 1-3 years of experience in capital markets or credit risk analysis. Proficiency in Word and Excel is required, while a CFA, FRM, or postgraduate degree is preferred.

Listed skills

• Regulatory Compliance · Preferred
• Financial Reporting · Preferred
• Microsoft Excel · Preferred
• Microsoft Word · Preferred

Other relevant skills

Identified from the job description. Confirm important requirements above.

• Credit Analysis
• Capital Markets
• Derivatives
• Risk Mitigation
• Financial Modeling
• ISDA/CSA Documentation
• Corporate Banking
• Trade Finance
• Syndicated Loans
• Credit Risk Management
• Excel
• Word
• Counterparty Analysis
• Regulatory Compliance
• Financial Reporting
• Data Quality

Job areas

• Finance & Accounting
• Data & Analytics
• Legal
• Consulting